A woman relaxing at home while holding her brown-and-white Boston terrier Two fathers cooking while their daughter plays with an orange-and-white cat on the kitchen floor An older couple resting in bed with their gray tabby cat sleeping between them A young boy playing fetch with a chocolate Labrador in a sunny park
Pet insurance with a new point of view

Because they’re not property. They’re family.

SPENCR is building a more complete kind of pet protection—bringing everyday care, unexpected moments, and trusted providers together.

Care that follows the whole life of your pet.

Preventative careSupport before problems start
Illness & injuryProtection for the unexpected
Trusted networkConnected, quality providers

One relationship.
More complete care.

Traditional pet insurance often begins when something goes wrong. SPENCR’s vision starts earlier—with care that supports healthier lives and makes the hard moments easier to navigate.

01 / WELLNESS

Care for the everyday

Preventative and wellness support designed to encourage regular care, healthier routines, and earlier attention.

02 / PROTECTION

Ready for the unexpected

Broad protection for eligible accidents, illnesses, emergencies, and the moments families cannot plan for.

03 / CONNECTION

A more connected experience

Microchip-linked records and a trusted provider network designed to make care simpler and more seamless.

Insurance built around belonging.

01

Family-first by design

Coverage decisions begin with the role pets actually play in our lives—not the outdated idea that they are simply property.

02

Broad access, smarter pricing

Streamlined, technology-supported underwriting aims to welcome more pets while pricing thoughtfully for each risk.

03

Care you can trust

A curated network brings families closer to providers committed to quality, transparency, and compassionate care.

04

Health history that travels

Microchip-linked medical records are envisioned to help the right information travel with your pet throughout their life.

More than a policy.
A community of pet people.

SPENCR is creating a place where coverage, care, and community meet—from adoption partnerships to shared advice and the joyful moments worth celebrating.

Adoption partnershipsMember connectionsPet celebrationsTrusted resourcesLocal community
This is SPENCR

A new standard of care is taking shape.

We’re building pet insurance for the way families live now: connected, compassionate, and centered on a lifetime of care.

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